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To the Director of a single information center "Aslan barter" Badmatsyrenova ts.A. Yes, of course! After the first wave of crisis, banks have tightened requirements for borrowers of funds. Real economy in lack of money has reduced the volume of production. I guess that from the second quarter of 2009 the situation stabilized, but the problem is gone, it just went to a new level, which is expected to peak in autumn this year. The reason is simple and logical. According to the Central Bank of Russian Federation "of debts on loans in the currency of the Russian Federation, legal persons and individual entrepreneurs in economic activities" outstanding loans dramatically increased, for example, in the republic of Buryatia (by RF) for April-2293, 6 (3,822,594.1) million rubles in May, 2282, 3 (3,929,849.5) million rubles. As of June already 15318.4 (9,140,943.3) million rubles, ie, in the Republic of debts for the month rose more than 5 times, rf 2.3. It is easy understand that the increase in debts continue and will peak in the autumn, because payments on loans for enterprises in Russia, issued before the financial crisis, Russian banks will fall to fall, because the average credit issued for the year. Many businesses can not pay because they had no pre-crisis sales, which they expected, and therefore profits. How much is it serious? The government and banks do not allow the bankruptcy of the real sector of the economy and there will be refinancing these businesses and increase "bad" loans.