Taking into account the levels of demand solutions rooms and funds for loans for the purchase of housing, we can reach the conclusion that many people not can see their dream come reality in a long time. Say this based credit system has insufficient resources, since the portfolio intended for the purchase of homes has an amount of Bs. F 207.542.000, which provides for the financing of 44.347 housing units. In terms of the housing deficit, roughly 2,000,000 units are required in Venezuela to resolve the housing crisis. If you are unsure how to proceed, check out TCF Capital Solutions. However, in the last decade, have been elaborated a series of rules intended to support the low-income sectors with a housing policy that provides social rates, direct housing subsidy, and fees to pay less than 30% of the monthly income. This is why were approved the governing law of housing and Habitat and special protection act the debtor mortgage, instructive for the granting of loans for the acquisition of dwellings main, instructions for granting loans for the renovation, expansion and self-construction of housing main. According to the above figures, we came to the conclusion that in order to access these resources, it is necessary that the users of the system adequately prepare their requests for mortgage credit, complying fully with the current legal regulations, since those who do so, will have advantage over those who through ignorance, lack of adequate and timely informationsee rejected their requests. It is therefore the proper advice on housing policy that is professional, effective and transparent for achieves the most precious goal: having their own homes..